Homeowners and leaseholders

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Shared Ownership with us

A more affordable way to own your home

Shared Ownership helps you step onto the property ladder by letting you buy a share of a new home (10%–75%) and pay rent on the part you don’t yet own. You’ll need a smaller deposit, and you can increase your share over time, a process called staircasing.

You get to live in your home just like any other homeowner, with the option to fully own it in the future.

 

Why choose shared ownership?

  • Smaller deposit based on your share, not the full price

  • Smaller deposit based on your share, not the full price

  • Smaller deposit based on your share, not the full price

  • Smaller deposit based on your share, not the full price

  • Smaller deposit based on your share, not the full price

  • Smaller deposit based on your share, not the full price

  • Who Can Apply?

    You may be eligible if:

    • You’re a first-time buyer or don’t currently own a home
    • Your household income is under £80,000 a year
    • You’ve saved a deposit and can afford the monthly costs
    • All applications include a financial check to make sure Shared Ownership is right for you.
  • How payments work

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  • What Homes Are Available?

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  • How to Apply

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  • Who Can Apply?

    You may be eligible if:

    • You’re a first-time buyer or don’t currently own a home
    • Your household income is under £80,000 a year
    • You’ve saved a deposit and can afford the monthly costs
    • All applications include a financial check to make sure Shared Ownership is right for you.
  • How payments work

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    • In faucibus mi quis purus aliquet, in mollis magna bibendum.
    • Vivamus metus felis, posuere vitae facilisis id, rutrum sit amet dui.
    • Cras at vulputate purus.

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  • What Homes Are Available?

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  • How to Apply

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Leaseholders

Who’s a Leaseholder?

You’re a leaseholder if:

  • You bought your home from Manchester City Council before it became part of Wythenshawe Community Housing Group
  • You bought through Right to Buy or Right to Acquire from Parkway Green or Willow Park Housing Trust
  • You bought a flat from someone who originally did either of those

When you buy a lease, you’re buying the right to live in your home for a set time – usually up to 125 years. You own the flat, but WCHG still owns the building or land it’s on.

Your lease is a legal contract that sets out what you’re responsible for – and what we’re here to look after.

  • What You’re Responsible For

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    Not sure what your lease covers? Just get in touch – and we can talk you through it.   

  • What We’re Responsible For

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    Not sure what your lease covers? Just get in touch – and we can talk you through it.   

  • What Homes Are Available?

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  • How to Apply

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  • What You’re Responsible For

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    • Vivamus metus felis, posuere vitae facilisis id, rutrum sit amet dui.
    • Cras at vulputate purus.

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    Not sure what your lease covers? Just get in touch – and we can talk you through it.   

  • What We’re Responsible For

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    • In faucibus mi quis purus aliquet, in mollis magna bibendum.
    • Vivamus metus felis, posuere vitae facilisis id, rutrum sit amet dui.
    • Cras at vulputate purus.

    Suspendisse quis neque convallis, placerat massa non, gravida nibh.

    Not sure what your lease covers? Just get in touch – and we can talk you through it.   

  • What Homes Are Available?

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    • In faucibus mi quis purus aliquet, in mollis magna bibendum.
    • Vivamus metus felis, posuere vitae facilisis id, rutrum sit amet dui.
    • Cras at vulputate purus.

    Suspendisse quis neque convallis, placerat massa non, gravida nibh.

  • How to Apply

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Frequently asked questions

Your Lease, Explained

  • What is a Lease?

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  • What do the legal terms mean?

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Costs, Charges & Insurance

  • What’s a Service Charge?

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  • What’s a Sinking Fund?

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Repairs & Home Improvement

  • Can I Replace My Windows or Doors?

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  • What Else Needs Permission?

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Making Changes to Your Lease

  • Can I Change My Lease?

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  • Can I Extend My Lease?

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Consultation & Communication

  • Will I Be Consulted About Major Works?

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Living in Your Home

  • Can I Rent Out My Property?

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Useful resources

  • A one-page summary of our Community and Neighbourhood Development StrategyPNG (168 KB)
    PNG (168 KB)

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    Download
  • Your guide to complaints, feedback and praisePNG (596 KB)
    PNG (596 KB)

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    Download
  • Healthy habits to beat damp and mouldPDF (231 KB)
    PDF (231 KB)

    For easy ways to keep your home in good nick all year round

    Download
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